电子支付英语演讲PPT.ppt 23页

'E-paymentProducers：DepartmentofeconomicmanagementTheclassofE-commerce302ThefourthteamThefourthteam Teamname:Prophet4Slogan:TobeNo’1Teamleader:AirTeamnumber:TinaLilyGarbo 21345IntroductionoftheE-paymentThecaseofE-paymentTheanalysisofE-paymentMechanismforInternetpaymentConclusionContents IntroducetheInternetpaymentPaymentisaveryimportantstepintheEBproduce.TheInternetpaymentmeansconductingfundtransfer,moneyreceivinganddisbursingelectronically. Internetpayment,sometimescalledelectronicpayment,isdevelopedforthedemandofEBapplications.Now,theveryhotandtopicpeopleoftentalkaboutishowcustomerscangettheon-lineproductsorservicesconvenientlyandinstantly. ThecaseofE-payment22consumptionandtransferrecord,debitCARDSandwhitegoldcardhavenotspared,hastworeporttothepolice,inDecember2006,MsZhubankaccountsofthenearly110000￥inafewdaysdisappear. Afterseveralcomplaints,andfinallyforisjustapaperissuedbybank“thebankonthenetdonotexistsystemsecurityproblem”reply.Thereis,however,morethanMsZhuirritatedexperience. InAugust2006,apaytreasurepasswordofuserstolen,hercreditcardinthenightbypeopleinlinebetweenevenbrushfourtimes,thousandsofdollarsinlosses.Theusersoonmakeabankhotline. Frozencreditcard.Creditcardcenterincheckcard,thatthemoneyisinpaytreasure,notbetakenaway.Butafterafewdays,shestillwatchedhelplesslyasthecapitalwasthroughthepaytreasuretoliftnow... Infact,thiswasnotthecase.In2006,theShanghaipublicsecurityorgansreceivedaloneisthebank‘sreportoncrimereached925on,wadeandamountof13.65million￥.WhileinBeijing,Guangdong、Jiangsu,andeconomicdevelopedarea,thesamenumberofvictimstotensofthousandsofpeople. CaseanalysisTheexampleaboveisaboutthesafetyofpay,mainlyisthepasswordsecurity.Netsilverstolenaccount,andtheuser"sreasonfornothingmorethan"mymoneyinthebank,thebankhastheresponsibilitytoensurethatitssecurity",andthebank,think: "thebankingsystemdoesnotexistproblems,theproblemintheclient."Whoisinnocent,butwhoareunwillingtopayforthedisappearanceofthemoney.Sotherewillbemorepeople,becauseofconcernsaboutonlinesecurityproblemsandcan"tusetheonline paymentCARDS,eventuallytheweremostaffectedwillbeChina"se-commercedevelopment.Notonlyistheretheonlinesecurityhiddendanger,theentityisalsoabigproblem.Soappearsafetyconcerns,theyshouldnotblameeachotherisresponsibility,butfindoutthereasonstosolveproblems. Bankswilltrytoimprovethesystem,effectivelypreventTrojanvirusattacks;Theindividualalsowantstheconfidentialityofthesettingofthepassword,forexamplesetwitha"digital+symbol+letter"password,thatisthepasswordcan"ttootothesimple, ofcourse,atthesametimealsorequireshighdifficultyforhismemory.Andthepasswordhadbetternotandmobilephonenumber,pin-codesconformto,thatisnotsafe,itiseasytoleakout. Nowmanybanksandsoftwaredevelopingcompaniesarebentondevelopinganewkindofelectronicpaymentmechanism.ThefirstisthedigitalfoundsystemThesecondisthee-check. Digitalfoundsystemwhatisdigitalfound?Whyandhowitisdifferentfromrealcash?Let’sgooveritscharactersasfollow,sometimesitisalsocalleddigitalmoneyorelectronictoken. 1.Valuable2.Exchangeable3.Flexibleandconvenientmoneydepositingandwithdrawing4.Can’tbeduplicatedorreused5.Moresecureandprivate E-checkE-check,ItsformeristhefinancialEDIsystemusedinValueAddedNetworks.各种支付方式的比率2011年各地电子支付发展状况 Someelectronicchecksoftwarecanbepackedinsmartcard.Thus,clientscanbringitveryconvenientlyandcanwritechecksatanycomputersite.Someelectronic-checksoftwarecanprovidee-walletsfortheircustomers,whichalsoenablethecustomerstowritecheckatanywhereeventheyhavenobankaccount. E-cashande-checkcanbetransmittedthroughpublicnetwork.Thereforewecanknowthee-checkenhancequickly.2005-2011年电子支付的增长率 Withthedevelopmentofe-commerce,thepopularizationofonlineelectronictransactionsandpaymentisbecomingmoreandmoreimportant.Electronicpayment,astheimportantchainoftheE-commerceoperation,hasshowneditsstrongoverwhelmingmomentum.Conclusion Thankyou'